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University Of Bahrain Collage Of Business Administration Economics And Finance Department Second Gcse History Essay Help

University of Bahrain

Collage of Business Administration

Economics and Finance Department

Second Semester 2021-2022

Bank323 Project Submitted to Dr Mehdi

Bahrain Development Bank (BDB) & Bank of Bahrain & Kuwait (BBK)

Section 1

Prepared by:

Aleena Ansari: 20180859

Wafa Wasim: 20192031

Hawra’a Abdali: 20173479

Hussain Jaffer: 20197280

Munem Hussain: 20180411

Contents:

INTRODUCTION

BAHRAIN DEVELOPMENT BANK (BDB)

BANK OF BAHRAIN & KUWAIT (BBK)

CAPITAL ADEQUACY RATIO

ASSET QUALITY

MANAGEMENT COMPETENCE

EARNING ABILITIES

LIQUIDITY RISK

References

INTRODUCTION

BAHRAIN DEVELOPMENT BANK (BDB)

Bahrain development bank started its operation in the region of Bahrain from the year 1991. The bank was established by the government of Bahrain to provide different service to the people of Bahrain it is one of the oldest banks of Bahrain. The banking authorization register with the central bank of Bahrain which provides regulation and different other aspects that has been followed by the Bahrain Development Bank. The bank headquarter has been operating from the city of Manama, Bahrain. The services that have been rendered by Bahrain Development Bank has been listed as the finance and insurance, consumer banking, corporate banking and investment banking. Key individuals of the company are listed as below. (Hassan, 2004)

Muhammed Bin Essa Al Khalifa (CHAIRMAN)

Salnjeey Paul (CEO)

The banking sector has been managing operation through providing different services that has been listed as the financial services that has been supporting the SMEs in the region to explore and expand into new ventures. The assistance has been provided through different sources of the banking services which includes the finance service of Islamic Finance and Tamkeen Finance that are contributing for businesses that are listed as below.

Manufacturing

Agriculture

Healthcare

These are some of the industries that are getting benefits from Bahrain development bank in regard to finance services. The banking phase of Bahrain has been developing quite well as the industry has been adopting the technology in managing service implication of fintech to ensure that banking industry has been leading towards growth. The fiscal year results of Bahrain development Bank have been providing with the results that Bank has been interpreting growth which has been utilized as the Interest income of company has been amounted to BD 7,323,000, total assets of bank amounted to BD 226,483,000 and total equity has been amounted to BD 68,705,000. The Bahrain Development Bank leads towards the agreement to promote different new ventures that has been performing in region and establish assistance to help them lead business towards success over the time. The bank partnered with the European community investment to access in funding and support Brussels and European industry in the region. The following opportunities and success have been led by the organization in managing expansion and growth of banking industry in the region and impact on the economy of Bahrain over time period. (Hidayat, 2012)

The Bahrain development Bank has been providing with the different aspects of corporate social responsibility in region which has been enabling to provide community with the growth and development of Islamic banking sector and helps in providing with empowerment of startups in region to build a strong economy of the region. The Bahrain development Bank has been providing with funds to the charitable organization to manage their operations and build a strong community. These are some of the corporate social responsibilities that has been providing sustainability to the community that has been gathering positive response in the market over time. (Tabash, 2013)

BANK OF BAHRAIN AND KUWAIT

The bank of Bahrain and Kuwait has been managing operation since the year 1971 in Bahrain and Kuwait. The region demand of banking industry has been quite high which leads the managing new businesses into the industry as the bank has been owned by the jointly of agreement government of Bahrain and general public which includes local and international investors. The position of managing targets of banking services has been expanded of Bank of Bahrain and Kuwait leading towards structuring process in involving the fintech in business operation which provides sustainability and efficiency in services. The Bank of Bahrain and Kuwait has been providing same aspects of services as the different other banks operating in region with proper functioning and establishing a customer demand towards the bank.

The bank shares have been floated in the Bahrain Bourse which has been distributed among Ithmaar Bank B.S.C, Pension Fund Commission, Kuwait Investment Bank and social insurance organization share ratio owned by companies has been listed as 25.38%, 18.77%, 18.70% and 13.34% respectively. The company has been divided into categories that includes retail banking, investment banking, e-banking and multi feature accounts. The purpose of managing capital management and corporate banking has been evaluated to lead the different organization managing their finances.

Since the year 1971 Bank of Bahrain and Kuwait has been providing with sustainability and efficiency in managing operation regarding banking industry and managing business portfolio with different operations over the period of time. The Murad Ali Murad has been working as the chairperson and A. Rahman Saif has been working as the CEO of the Bank of Bahrain and Kuwait. The business has been providing with the service that has been determined to utilize changes in structure of banking system to provides opportunities and acceptance of the future stability in the market (Hussain, 2012).

The corporate social responsibility by the Bank of Bahrain and Kuwait has been consist of providing funding and regulating social causes awareness. The business has been providing with opportunities to the organization that has been working towards community provide them with support and healthier society. The progress of company in corporate social responsibility has been highlighted in the annual report of organization creating to provide achievements that has been accomplished by the Bahrain Development Bank over the period.

CAPITAL ADEQUACY RATIO

The capital adequacy ratio highlights Bahrain development bank and Bank of Bahrain and Kuwait efficiency to eliminate the weighted risk that has been emerged due to the credit spending of capital available in the bank. The formula utilized for the computation for capital adequacy ratio has been adding up the tier 1 and tier 2 divided by the risk weighted assets for the period. The capital adequacy ratio has been leading towards providing trust of the customers who have deposited amount in the bank as they could payoff the amount while eliminating risk of credit. The tier 1 and tier 2 consist of shareholder’s equity, retained earnings, revalued reserves and undisclosed reserves. The risk weighted assets has been based on debenture and percent of risk. This overall computation leads towards providing with capital adequacy ratio has been based on the projection, determining position, and building up trust of the customers of organization.

The capital adequacy ratio has been providing with the Bahrain Development Bank and Bank of Bahrain and Kuwait. The capital adequacy ratio has been providing with details that Bahrain Development Bank has been lowered due to the reason that company losses over the credit, which has been impacting the capital adequacy of the banking sector while analyzing capital adequacy ratio of Bank of Bahrain and Kuwait has been highlighting the progress that bank has been maintaining risk position quite efficiently over the period of time to have stable operations and building up the trust of the customers into the business which has been highlighted through increase in finance income for the bank for the period. The capital adequacy ratio of both the banks has been concerned to be stable after analyzing the details of accounts that conclude the business provides sustainable results over the period. The depositors amount within both the banking organization has been forecasted to be safe and secure while analyzing through the capital adequacy ratio of the Bahrain development bank and Bank of Bahrain and Kuwait. (Oudat, 2021)

CAPITAL ADEQUACY RATO

 

 

 

 

 

 

 

FORMULA

 

 

 

(Tier 1 + Tier 2)/ Risk Weighted Assets

 

 

 

BANK OF BAHRAIN AND KUWAIT

 

BAHRAIN DEVELOPMENT BANK

 

Computation

 

Computation

 

TIER 1

 

TIER 1

 

Shareholder’s equity

241.8

Shareholder’s equity

68.7

Retained earnings

125.6

Retained earnings

-2.65

 

 

 

 

TIER 2

 

TIER 2

 

Revalued reserves

66.8

Revalued reserves

1.18

Undisclosed reserves

61.6

Undisclosed reserves

1.14

 

 

 

 

 

 

 

 

RISK WEIGHTED ASSETS

 

RISK WEIGHTED ASSETS

 

Debenture

1555.8

Debenture

1468

Percent of risk

0.4

Percent of risk

0.4

 

 

 

 

CAPITAL ADEQUACY RATIO

0.796696

CAPITAL ADEQUACY RATIO

0.116433924

ASSET QUALITY

The asset quality rating provides details regarding assets of Bahrain Development Bank and Bank of Bahrain and Kuwait. The asset rating has been one of the important prospectuses that need to be analyzed for the period that assets of banks are riskier or not. The assets include the investment in bonds and stocks portfolio. Each assets have certain amount of risk that has been occurred at a time which has been crucial to be analyzed to maintain sustainability of organization. The formula that can be utilized for the computation of the asset quality risk has been evaluated as per the net profit or losses for the period divided by the number of loans bank has lend over a period of time. The second formula that has been utilized was net profit or loss divided by the total equity of the bank. The allowance for loan loss divided by total loans represents the impact of losses on allowance and percentage designated for the loan losses. The provision for loan loss ratio has been evaluated to provide with details of loans loss ratio divided by total loans for the period. These are some of the formulation which has been leading towards providing with the asset quality of the bank and provides clear image of the bank statement about efficiency and stability over the risk of losses that could organization cover and impact on profitability of the Bahrain Development Bank and Bank of Bahrain and Kuwait.

The impact of asset quality on financial statements has been represented through the implication of potential risk on assets that devalued the profits of banks due to increase in expenses of losses over the assets. The assets are being purchased to increase profit for the Bahrain development bank and Bank of Bahrain and Kuwait but if the losses started interpreting from the assets that would be affecting organization profits over the period. The value of assets starts to decrease over the period which has been impacting in the statement of financial position and statement of profit and loss. The efficiency, stability, profitability and sustainability over period of time in representing over processing and complete information of the risk. (Hawaldar, 2017)

 

 

 

ASSETS QUALITY RATIO

 

 

Formula

 

 

NPL’s to total loans

 

 

NPL’s/total loans

 

 

NPL’s to total equity

 

 

NPL’s/total equity

 

 

Allowance for loan loss ratio

 

 

Allowance for loan loss/total loans

 

 

Provision for loan loss ratio

 

 

Provision for loan loss ratio/total loans

 

 

 

 

 

 

BBK

BDB

NPL’s to total loans

 

 

NPL’s

52.6

56.3

Total loans

2167.4

3530

 

0.024269

0.015949

 

 

 

NPL’s to total equity

 

 

NPL’s

52.6

56.3

Total equity

514.5

687

 

0.102235

0.081951

Allowance for loan loss ratio

 

 

Allowance for loan loss

83.1

96.2

Total loans

2167.4

3530

 

0.038341

0.027252

Provision for loan loss ratio

 

 

Provision for loan loss

5.6

3.8

Total loans

2167.4

3530

 

0.002584

0.001076

 

 

 

 

BBK

BDB

NPL’s to total loans

0.024269

0.015949

NPL’s to total equity

0.102235

0.081951

Allowance for loan loss ratio

0.038341

0.027252

Provision for loan loss ratio

0.002584

0.001076

The asset quality rating provides details of Bahrain development bank and Bank of Bahrain and Kuwait. The progress of Bahrain development bank has been highlighting higher impact on managing risk and output of sustainability in progress and gaining higher financial progress. The overall business position of Bahrain development bank has been lower as compared to Bank of Bahrain and Kuwait.

The adequacy of allowance has been leading towards utilizing the (ALLL) Bahrain development bank and leading towards guidelines in regarding featuring of allowance of lease and loans has been implementing the progression of allowance of loans that has been managed. The allowance provides sustainability in operations of both the banks and maintain position to determine stability all over the financial aspects over the period of time.

MANAGEMENT COMPETENCE

The management competence has been dependent on approach to provide strategies that has been leading towards stability in working environment and management. The management has been quite competent enough to provide sustainability and leading towards achieving goals and objectives that has been set by the organization over the period and provide expansion in business portfolio. The management of the BBK and BDB has been working on introducing fintech on commercial purposes which would be helping managing performance of the organization with highly automated environment of the business. The implication of departmentalization has been gathering positive impact on business entity as each strategy has been evaluated towards progress of the business.

EARNING ABILITIES

RETURN ON ASSETS AND RETURN ON EQUITY

 

 

Formula

 

 

Return on assets

 

 

Net income/total assets

 

 

 

 

 

Return on equity

 

 

Net income/shareholder’s equity

 

 

 

 

 

 

BBK

BDB

RETURN ON ASSETS

 

 

Net income

52.6

56.3

Total assets

3760.4

226.4

 

0.013988

0.248675

RETURN ON EQUITY

 

 

Net Income

52.6

56.3

Shareholder’s equity

514.5

687.5

 

0.102235

0.081891

The BBK and BDB has been utilizing their resources quite efficiently over the period of time which has been resulted in progress of the business through having higher financial results at the year end. The return on assets for the BBK has been lower as compared to the BDB due to the reason the amount of assets has been higher for BBK which has been causing the impact on sustainability of the return on assets. The return on equity has been providing with the results that BBK has been higher number of returns over equity due to the reason that equity has been lowered for the bank while BDB has been highlighting lower returns for the period.

LIQUIDITY RISK

LIQUIDITY RISK

 

 

Formula

 

 

Current asset/ current liabilities

 

 

 

 

 

Computation

 

 

Liquidity risk

BBK

BDB

Current asset

3576.3

152920

Current liabilities

2327.9

153334

 

1.536277

0.9973

The liquidity risk has been providing with the information regarding the changes that has been occurring in the current assets and current liabilities of the BBK and BDB. The overall portion provides with the implication that company could pay off their short-term liabilities through the current assets. The position of BBK has been quite well as compared to the BDB position which has been reflected in above computation of the ratios.

References

Hassan, M. A. A. a. S. A., 2004. An empirical study of relative efficiency of the banking industry in Bahrain.. Studies in economics and finance..

Hawaldar, I. K. K. P. P. a. S. S., 2017. Performance analysis of commercial banks in the kingdom of Bahrain (2001-2015).. International Journal of Economics and Financial Issues, , 7(3), pp. 729-737.

Hidayat, S. a. A. M., 2012. Does financial crisis give impacts on Bahrain Islamic banking performance? A panel regression analysis.. International Journal of Economics and Finance,, 4(7), pp. 79-87.

Hussain, H. a. A. J., 2012. Risk management practices of conventional and Islamic banks in Bahrain.. The Journal of Risk Finance..

Oudat, M. a. A. B., 2021. The Underlying Effect of Risk Management On Banks’ Financial Performance: An Analytical Study On Commercial and Investment Banking in Bahrain.. Ilkogretim Online, 20(5).

Tabash, M. a. D. R., 2013. An empirical analysis of the flow of Islamic banking and economic growth in Bahrain.. International Journal of Management Sciences and Business Research,, 3(1).

Discussion: Case Study Evaluation Cbest Essay Help

 
Discussion: Case Study Evaluation
Being too heavy or too thin, having a disability, being from a family with same-sex parents, having a speech impediment, being part of a low socioeconomic class—each of these is enough to marginalize (placing one outside of the margins of societal expectations) a child or adolescent. When children and adolescents are marginalized, they often experience consequences like lower self-esteem, performing poorly in school, or feeling depressed and anxious. In order for social workers to help facilitate positive change for their clients, they must be aware of the issues that can affect their healthy development. For this Discussion, review the case study Working With the Homeless Population: The Case of Diane and consider the issues within her environment that serve to place her outside of the margins of society.
 
 
Post by WEDNESDAY 10PM NEW YORK TIME a brief explanation of the issues that place Diane outside of the margins of society. Be sure to include an explanation about how these issues may have influenced her social development from infancy through adolescence. Also explain what you might have done differently had you been Diane’s social worker. Please use the Learning Resources to support your answer.
 
RESOURCES/ REFERENCES
Plummer, S.-B., Makris, S., & Brocksen S. M. (Eds.). (2014). Social work case studies: Foundation year. Baltimore, MD: Laureate International Universities Publishing. [Vital Source e-reader].

Working With the Homeless Population: The Case of Diane

Zastrow, C. H., & Kirst-Ashman, K. K. (2016). Understanding human behavior and the social environment (10th ed.). Boston, MA:  Cengage Learning.

Chapter 4 (pp. 178-253)

Holt, N. L., Kingsley, B. C., Tink, L. N., & Scherer, J. (2011). Benefits and challenges associated with sports participation by children and parents from low-income families. Psychology of Sport & Exercise, 12(5), 490–499. Retrieved from the Walden Library databases.
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Select a country from the following list and research the political history and the religious history of the country from the last twenty years:

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Iraq
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Egypt

Write an essay in which you include the following:

Analyze the ways in which government and religion interact with each other. What influence does one have over the other? Please provide two specific examples.
Discuss the significance of religion and government on other characteristics of the country’s culture such as in literature, music, and art. Please provide two specific examples.

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√ Select a country – Japan, North Korea, Iraq, Syria, Afghanistan, Egypt
√ Research the political history and the religious history of the country: The focus is not on history, though some historical information is needed in the report.
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The General Evolutionary Lines of Both the Governmental and Religious Cultural Histories of [the country you have selected from the provided list] and Probable Reasons for These Evolutionary Trends
    Double space, 12’ font – respond here and then remove the question.
The Ways In Which Government and Religion Interact With Each Other and the Influences Each Has on the Other
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How Recent Events Affecting the People of the Country Have Their Roots in What You Have Learned About Historical Cultural Trends in Religion and Government
    Double space, 12’ font – respond here and then remove the question.
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Jenny completed her high school education and dreamed of going to college. After 10 years and two children, she finally realized her dream. She started classes at an online university because it matched her current work schedule and allowed her the flexibility to spend time with her children. She completed her first class with excellent grades and was looking forward to her next class session. Just when things seem to be running smoothly, other significant events happened. Jenny’s office had a downsizing, and several individuals lost their jobs. Fortunately, Jenny was one of the employees who was able to stay with the company. However, her boss, Tom, changed her hours and assigned her more responsibility. This change happened during Week 2 of her 5-week session.
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Jenny shared her concerns with her coworker, Gloria. After listening to the situation, Gloria told her, “Jenny, no one writes their own papers anymore. There are lots of places on the Internet that sell papers on just about any topic. My cousin has submitted them several times and always gets good grades. This way, you won’t get points deducted for poor writing. I’ll get a list of sites for you.”
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Assignment Specifics

Upon reading the “The Predicament” case study above, prepare a post that discusses your perspective of the levels of fault of each character (Gloria, Louise, Professor Poe, Dean Brown, Jenny, and Tom).

Your post should include the following:

Using the numbers 1–6, where 1 is most at fault and 6 is least at fault, rank the characters in order of the person who is most at fault as #1, down to the person who is least at fault as #6 for Jenny’s failing grade on her Unit 4 assignment. (There are 6 people, so assign only 1 number per individual.)
Support your decision for the rankings.
Offer your suggestions for what you believe Jenny should do next.
Describe any time management strategies that you believe Jenny should try in the future to avoid a repeat of this type of situation.

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Sample Legislation Paper essay help servicesThere are several different types of legislation. For this assignment you are writing a “public bill” for introduction into the House of Representatives. Public bills are items of legislation that affect the general welfare or address a general question. Therefore, you’re writing a potential policy that affects a wide range of the general public (or, at least, your constituents). Your public bill will be placed on the House Calendar. Again, there are several different types of legislative calendars depending on the type of legislation being debated. However, we are simplifying the process by using a single calendar for all bills. All bills will be introduced in the second session of the 114th Congress. You do not need to give your bill an “H.R. number.” Use the sample legislation as a formatting guide. Use the following websites to find legislation introduced by the representative you are playing, or create your own legislation based on your representative’s policy goals (refer to assignment #2 for ideas). Use any legislation you find as a guide, but know that you not not have include every single aspect of the legislation into your assignment. Your representative’s .gov website The library of Congress database – www.congress.gov (you can search by House member) Steps for Writing your Legislation Step 1 – Write a statement of purpose for the legislation you intend to propose. Some elements are common to all pieces of legislation. For example, every piece of legislation has a statement of purpose that can be found directly beneath its number. This statement of purpose explains what the bill is about. If you look at the sample legislation, you’ll notice these statements of purpose come immediately following the notation, “A bill to…” Step 2 – Give your legislation a title. In addition to a statement of purpose, most major legislation also includes a title—that is, a way of referring to the legislation. Sometimes these titles are simply descriptive (e.g., “Nuclear Threat Reduction Act”); other times, they can be catchy phrases or can be converted to easy-to-remember acronyms (e.g, “Racketeer Influenced and Corrupt Organizations Act or RICO). The title should begin “Section 1” after your statement of purpose. Below the title you need to include a brief paragraph telling everyone that you are introducing the bill. Additionally, you should include the committee you would like the bill to be referred to. Therefore, you need to review the committee descriptions to ensure you select the appropriate committee (found at the end of this document). It is generally a good idea to pick a policy issue covered by the committee you are assigned to. Step 3 – Draft as least one, but as many as are needed, statements of findings or “whereas” clauses for your legislation. Many pieces of legislation include a justification for the legislation. In this case, the justification comes in the form of a statement of findings, which comes after your title. You will need to present some justification for your legislation. Step 3 – Outline the major themes of your legislation. The remainder of the legislation should be focused on the substance of what it is you are trying to accomplish. As you write this section, you will need to separate your main ideas into major headings and include details about each of the subheadings. These details could include the appropriation of funds to support the legislation; they might specify to whom the legislation will apply (what part of the population?); and/or these details may simply clarify your major themes. Be as broad or specific as you feel is necessary to get your message across. Your major themes should be a part of section 3 in your legislation. Refer to the sample legislation to guide you through this process. Step 4 – Draft the approach sunrise and sunset provisions in your legislation. A sunrise provision sets a date for the legislation to take effect. A sunset provision sets a date—if you so desire—for the legislation to expire. All legislation includes some form of sunrise provisions. Your sunrise/sunset provisions should be a part of section 3 of your legislation.
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LASA 2— Corporate Compliance law essay helpAssignment 1: LASA 2— Corporate Compliance
 
You are a corporate compliance officer for a hospital.  You are also a feature writer for The Medical Reporter, an online health magazine.  The editor asks you to write an 8-10 page feature story about the steps you should take when fraud and abuse cases are reported to a facility. This is very timely as you recently received a call on your “hotline” regarding a potential fraud and abuse issue.  The caller indicated that Dr. Greedy was billing for services that had not been provided.  You are in danger of losing reimbursement for Medicare and Medicaid programs if this behavior is not stopped.   Your feature should address the ethical and moral components that healthcare providers and healthcare facilities face with fraud and abuse issues.  Your research should include the following aspects:
 
I.            How to conduct an investigation.  It should include the following elements:
 
a.            Reviewing the initial complaint: What are the items you should look for in a compliant to determine validity?
b.            Notifying the appropriate upper management of the complaint unless they are implicated in the complaint: What are the steps to take to determine who is involved?
c.            Obtaining additional information as necessary and developing a plan for the investigation:  What other items are important to the investigation?
d.            Conducting interviews with staff, residents and/or management: Delineate the types of questions to ask in the interview.
e.            Determining if the allegations are substantiated or unsubstantiated: Identify criteria to determine if substantiated or unsubstantiated.
 
II.            How to develop a correction action plan. The plan may suggest:
 
a.            A recommendation for a subsequent audit or follow-up to the complaint and determination of when this is necessary.
b.            A recommendation to refund any overpayments to federal government, insurance company or individual payer and when that may be the best course of action.
 
By Saturday, August 24, 2013, deliver your assignment to the M5: Assignment 1 Dropbox.
Use the following file naming convention: LastnameFirstInitial_M5_A1.doc.
 
 
 
 

Assignment 1 Grading Criteria
Maximum Points

Discussed the process for reviewing the initial healthcare fraud and abuse complaint and the items to look for to determine validity.
36

Explained the steps to take to determine who is involved in the complaint.
32

Discussed how to obtain additional information to develop a plan for the investigation and the items, which would be important to the investigation.
32

Explained how to conduct interviews with staff, residents and/or management and the types of questions to ask in the interview.
32

Identified the criteria to determine if the allegations are substantiated or unsubstantiated.
32

Explained how to determine when a recommendation for a subsequent audit or follow-up to the complaint is necessary.
36

Discussed the best course of action when a recommendation to refund any overpayments to federal government, insurance company or individual payer is warranted.
36

Written Components:
Style (8 points): Tone, audience, and word choice
Organization (16 points): Introduction, transitions, and conclusion
Usage and Mechanics (16 points): Grammar, spelling, and sentence structure
APA Elements (24 points): In text citations and references, paraphrasing, and appropriate use of quotations and other elements of style
64

Total:
300

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Climate Change Response personal essay help: personal essay helpSome people you know say they don’t believe that the climate is changing.  After this week’s readings, how would you respond?
 
Write a 525- to 700-word response including:
·         How scientists learn about past global temperatures and climates.
·         The greenhouse effect.
·         Greenhouse gases and their role in current climate change.
·         One piece of data scientists offer to show that the climate is changing globally (see this NASA website:http:/ /climate. nasa.gov/evidence/).
 
·         Expected impacts of climate change in your area (this EPA website is very helpful: www3.epa.gov/climatechange/impacts/).
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Environmental Analysis Presentation medical school essay helpPerform an analysis of an environmental issue. Prepare a 5- to 8-slide PowerPoint® presentation with detailed speaker notes. If you first discuss options with your faculty member, you are also welcome to use a tool such as “Voice Thread” to add audio to your presentation.
Include the following:
o A description of an environmental issue including the cause of the issue and its effects on the environment and people.
o An explanation of how economics and personal lifestyle choice are involved in this issue.
o An explanation of how individuals, communities, and/or governments are working to address the environmental issue.
o Your opinion as to whether the issue is being adequately addressed and suggestions of ways it could be better addressed.
Include at least 2 outside resources for your presentation. Format your presentation according to APA guidelines.
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The Effects of Means-Tested Social Programs essay help fairfax: essay help fairfaxDiscussion 1: The Effects of Means-Tested Social Programs
What is welfare? When you hear the word “welfare,” do you picture images of individuals who are facing hard times? While there is more than one type of social program available in the United States to those who need it, social welfare programs like TANF provide assistance to families in need through government tax revenues. Programs like these are often referred to as “public assistance” or “means-tested programs.” These programs have eligibility criteria that are based on the individual’s or the family’s household income and assets. Do these types of programs exist in your state or region? If so, what are the criteria? If you encountered a client like Eboni Logan, from the Logan Family video, who soon will become a mother, how might you best assist her in obtaining benefits from these types of programs?
 
For this Discussion, review this week’s resources, including the Logan Family video case. Consider the means-tested programs that might be available to her in your state or region. Then, think about the likely long-term outcomes for Eboni and her child, if she chooses to parent. Finally, reflect on the state welfare policies that might help her manage the responsibilities of parenthood.
 
Post by WEDNESDAY 9PM NEW YORK TIME a brief explanation of the means-tested programs that might be available to Eboni. Be sure your answer is specific to the means-tested programs available in the state/region of The U.S. State of Connecticut. Then, explain the potential long-term outcomes for Eboni and her child, if she chooses to parent. Finally, explain the state public assistance policies that might help Eboni manage the responsibilities of parenthood.
 
References/Resources
Laureate Education (Producer). (2013). Sessions: Logan family Episode 4 of 42) [Video file]. Retrieved from https://class.waldenu.edu
U.S. Department of Health & Human Services. (n.d.). Office of Planning, Research & Evaluation. Retrieved November 14, 2013, from http://www.acf.hhs.gov/programs/opre/research
 

Popple, P. R., & Leighninger, L. (2015). The policy-based profession: An introduction to social welfare policy analysis for social workers.(6th ed.). Upper Saddle River, NJ: Pearson Education.

Chapter 6, “Fighting poverty: Temporary Assistance to Needy Families” (pp. 101-138)

[removed]Bentele, K. G., & Nicoli, L. T. (2012). Ending access as we know it: State welfare benefit coverage in the TANF era. Social Service Review, 86(2), 223–268.
Retrieved from the Walden Library databases.
[removed]Posiniewski, L. (2011). A unique approach to meeting the employment and training needs of food stamp recipients. Policy & Practice, 69(2), 14–15.
Retrieved from the Walden Library databases.
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Moral Issues in Film Paper melbourne essay help: melbourne essay helpMoral Issues in Film Paper
For this assignment, you will select a film that deals with a moral concern. You will briefly summarize this film (250 words). Then, you will analyze how the film treats this moral issue. Use the text to support your analysis (about 500 words). The paper will be due at the end of Module 5 and should employ an APA title page, in-text citations and a References page.
 
Use;
 
Rosenstand, N. (2013) The Moral Of the Story. New York, NY: McGraw-Hill Companies
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Multicultural Counseling Video Analysis my assignment essay help

Watch the “Multicultural Counseling and Psychotherapy” video found in this week’s Electronic Reserve Readings.
 
Write a 1,000 word paper that addresses the following:

How do the counselors help clients become aware of their own expression of cultural identity? Provide some examples.
What are some multicultural issues affecting the clients and their situations?
What strategies are the counselors using to identify areas where multicultural issues are playing a role in the clients’ concerns or problems? How do the counselors help clients realize the positive attributes of their cultural identity?
Using reflections from the video, how do you view culture in your own life and in the shaping of your own identity? How does it affect your values and belief systems? What do you appreciate about your own identity, cultural or otherwise?

Format your paper consistent with APA guidelines.
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Summarizing the treatment plan persuasive essay help: persuasive essay helpReview the case study scenario you selected from the Case Study
Scenarios in Week 2.
Complete the Treatment or Goal Service Plan. Each Learning Team member must complete the plan individually.
Discuss the results of your Treatment or Goal Service Plan.
Complete a Treatment or Goal Service plan as a team after discussing the results of the individual plans.
Write, as a team, a 700- to 1,050-word paper summarizing the treatment plan. Include the following in your paper:

A description of the treatment plan
A minimum of three strategies to motivate the client to follow the treatment plan
An implementation strategy for the treatment plan

Format your paper consistent with APA guidelines.
 
Belinda is an 18-year-old woman and is pregnant with her second child. Belinda believes she is 8.5 months pregnant, but she is not really sure. She has not seen a doctor since her initial doctor visit when she took the pregnancy test. She has not had any prenatal care during her pregnancy. Belinda’s first child, Benny, was delivered by cesarean section and is now 16 months old.
 
Belinda is an American Indian and has a Certificate of Degree of Indian Blood (CDIB) for both Muscogee Creek Nation and Cheyenne and Arapaho Tribes. Belinda is currently living in an apartment with her children’s father, but she suspects that they will be evicted soon for not paying rent. Neither Belinda nor the children’s father has a job, and both have been unemployed for several months. Belinda and her boyfriend do not have transportation. Additionally, neither has any personal identification documents—such as a social security card, birth certificate, or driver’s license—other than a CDIB card.
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Internet Resources on Family Policy essay help app

Click through 10-12 Internet Resources on Family Policy provided for this class.  Using the criteria in the article below,   evaluate 3 of the websites listed for accuracy and credibility, placing your comments in the table provided. Then choose a website on your own that illustrates poor credibility and explain why you find it disreputable, in the final column of the table.  Post your table in the Forum.
Evaluating Print vs. Internet Sources
https://owl.english.purdue.edu/owl/resource/553/04/
 
Forum 3: WEBSITE CREDIBILITY TABLE (also attached, below)
 

 
Website #1
Website #2
Website #3
Website#4 (disreputable)

Publication process
 
 
 
 

Authorship and affiliations
 
 
 
 

Sources and quotations
 
 
 
 

Bias and special interests
 
 
 
 

Author qualifications
 
 
 
 

Publication information
 
 
 
 

400 Level Forum Grading Rubric
 
Possible points
Student points

Met initial post deadline (Wednesday)
 10
 

Initial post is substantive
 10
 

Initial post is at least 400 words
 10
 

Initial post employs at least two citations; one can be text; other must be from an academic source
 10
 

 

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